Over the past 35 years, Katz/Pierz has helped employers take control of their health insurance spending and improve the employee experience (lower cost, better outcomes) by facilitating a switch from a fully insured health plan to some form of self-funding.

As you may know, self-funding is suddenly a hot topic as evidenced by the fact that every traditional health insurance carrier is now in the game and many of these programs have come “down-market” to smaller employer groups. And while Katz/Pierz has been implementing and managing self-funded programs for years, many brokers have just begun their journey to learn about self-funding.

There is no doubt that self-funding works in the right situation. However, we believe “buyer beware” should be your motto in any discussion about alternative funding. Tackling self-funding on your own is like going to Vegas and betting on black or red: sometimes you’ll win, and sometimes you’ll lose.